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February 7, 2008

Current National Weekly Average

30 Year Fixed:

5.67%

15 Year Fixed:

5.15%

5/1 Year ARM:

5.21%

1 Year ARM

                         5.05%

Please call us for up to the minute rates

940-566-3266

Horizon Realty Texas
Blazing a new frontier on the real estate scene. We specialize as buyers representatives for residential housing and for investment property in both the multi-family and the commercial areas. We value long term relationships so if this is what you want  -- you've found a new home.
 
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
Uniform Residential Loan Application (1003)
This is a copy of the Loan Application form for you to print.  It will help you understand all of the information required to obtain a loan.  You may fill in the information on this application and bring it to our office. Or you may use the form to gather all of the required information then bring your information to our office and we will prepare the loan application for you.
 
Home Loan Learning Center
The Home Loan Learning Center is the Mortgage Banker's Association (MBA) consumer web site.  It is a comprehensive, unbiased source that provides information to prospective home buyers about the home loan process.
 
Helpful Resources for Moving
At this site you will find lots of information useful for making your move smoother and easier.  It includes important things to do before, during and after your move.  There are also helpful tips for packing, moving house or garden plants and moving your pets. Also included are some tips about working with moving companies.  We hope you find this site useful and that the information will make your move more pleasant.
 
United States Postal Service Official Change of Address
This U.S. Postal Service site provides an on line service for your change of address.  You don't have to go to the Post Office and stand in line to fill out your change of address form, do it with a few clicks of the mouse at this site.
 
Real Estate Services Company

Paint   Carpet   Tile   Flooring   Countertops

We have a showroom full of prestigious brands ready to meet your needs. Contact us to order all the supplies required for your remodelling or renovation projects.

 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
Texas Mortgage Broker Regulations
Texas Mortgage Broker Regulations, Title 7 Banking and Securities, Part IV Texas Savings and Mortgage Lending Department, Chapter 80 Mortgage Broker and Loan Officer Licensing. Refer to section 80.9 for disclosures required when you complete an application with a Mortgage Broker or a Loan Officer.  Please read this information to understand your rights.  This document also describes information regarding how consumers can file complaints and informs them about the Mortgage Broker Recovery Fund.
 

Matthew Chase Bryant IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS SAVINGS AND LOAN DEPARTMENT. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST Matthew Chase Bryant SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS SAVINGS AND LOAN DEPARTMENT, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEB SITE LOCATED AT http://www.sml.state.tx.us/ OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT sml@sml.state.tx.us

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER.

NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT'S WEB SITE REFERENCED ABOVE.